Rates and Fees

  • 1

    Payday Loans vs. Title Loans

    Even if you have a bad credit history, you can still apply for loans. Although, it may seem daunting, yet with the right information qualifying for any of these types of loan is not a hard nut to crack.

  • 2

    Small Business Loan vs. Mortgage

    Getting a small business loan or mortgage loan is one of the challenges you will experience as you start your business. Analyze the main cons and pros for making a right decision.

  • 3

    Secured vs. Unsecured Loans

    Many people are confused about which type of loan they should opt for – Secured? Or unsecured? Find out the distinctions between secured small loans and unsecured online loans.

  • 4

    Payday Loans vs. Personal Loans

    Since both types of loans are designed for different purposes, it is crucial to weigh your business and personal needs before you grab the right one.

paydayloansforusa.org is not a lender or a loan broker. We do not make loan decisions. We are a loan connect system. We connect consumers who are looking for payday loans or small installment loans to lenders who may be able to help by offering a loan to qualified consumers.

If after registering on the paydayloansforusa.org website, you are connected with a lender, the lender will make you an offer which will include the loan amount, the fees and APR, as well as the terms of repayment. Please make yourself aware of all terms of the loan, including the consequences if you do not make the payment on time.

You are under no obligation to accept the terms of the loan if you do not wish to. You are only obligated once you have electronically “signed” for the loan.

Your repayment will be automatically deducted from your bank account on the pre-scheduled due date. If you do not repay the loan in full, including all fees and interest charges, there are consequences of which you should be aware before agreeing to the loan. If repayment will be a problem, do not accept the loan.

All questions regarding repayment and its consequences should be directed to your lender. We work with numerous lenders that each have their own sets of rules for their loans.

If you do not repay the loan, including fees, on time, typical actions taken by lenders include turning your account over to a collection agency, reporting to a credit score agency, an offer to renew, which will add additional fees and charges to your account balance, and/or legal action.

Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

Contact your lender with any questions or problems with your loan.

paydayloansforusa.org does not charge consumers for its loan connecting services, so registering online is free!